Medicare Special Needs plans are available in counties across the Carolinas.  There are two types of special needs plans.  One may find the benefits of a special needs plan that caters to those that may have chronic conditions such as diabetes or heart failure.  These are referred to as C-SNP’s.   They often can provide additional benefits that can help manage chronic conditions and keep members healthy.  Another type of special needs plan are Dual Eligible plans, known as D-SNP’s.  These plans are designed for the population that has Medicare and also qualifies for Medicaid cost-sharing.  These plans benefit members by offering services and benefits that Medicaid and Medicare may not cover.  Finally, there I-SNP’s, which are designed for people who have Medicare and that are in an institutionalized setting such as a nursing home.  Our agents are happy to review your situation to determine if a special needs plan is right for you.
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